Warm Homes Plan

Home Improvement Grants for Homeowners Over 60 in Cardiff

Wales

Up to £30,000 for eligible households over 60

Government-funded. Free for eligible homes. Takes 30 seconds.

Current home improvement grants in Cardiff

Three active government-backed schemes are available to eligible Cardiff homeowners right now.

Warm Homes Plan

Up to £30,000

Insulation, heat pumps, solar panels and more for eligible households. Government-funded, free to apply.

Check eligibility

Boiler Upgrade Scheme

Up to £7,500

Replace your fossil-fuel boiler with a low-carbon heat pump and claim up to £7,500 off the cost.

Check eligibility

ECO4 Scheme

Free upgrades

Funded by energy suppliers. Ends 31 December 2026. Low-income households on qualifying benefits.

Check ECO4 eligibility

Am I eligible for a grant in Cardiff?

You likely qualify if...

  • Your home is EPC band D, E, F or G
  • You own your home or have written landlord consent
  • You receive a qualifying benefit (Universal Credit, Pension Credit, etc.)
  • Your property was built before 2000 and has an older heating system

You may still qualify if...

  • Your income is higher but your EPC rating is very poor
  • You are a private tenant (with written landlord permission)
  • You live in a rural area not on the gas grid
  • Your local council has identified your area for LA Flex funding
  • You are a landlord with low-rated rental properties

LA Flex is a local authority referral route that can extend eligibility beyond standard income thresholds. Check below to see if Cardiff properties qualify.

Industry accreditation standards

TrustMark MCS Certified Gas Safe Registered NAPIT Approved

Under ECO4, Warm Homes Plan, and Boiler Upgrade Scheme rules, participating installers are required to hold relevant industry accreditation such as MCS, TrustMark, or Gas Safe registration. UK Home Grants is an introduction service — we pass your details to scheme-registered installers with your consent. We do not vet individual contractors ourselves.

What the grant covers in Cardiff

Eligible measures under the Home Improvement Grants for Homeowners Aged 60 and Over for Cardiff properties.

❄ Air source heat pumps Efficient low-carbon heating and hot water
🌎 Ground source heat pumps Uses ground heat for year-round efficiency
🏠 Loft insulation Stops heat escaping through your roof
■ Cavity wall insulation Fills wall gaps to retain warmth
🧱 Internal and external wall insulation Improves poorly rated solid walls
⬇ Underfloor insulation Keeps ground-floor rooms warmer
🕐 Smart heating controls Cuts energy waste with precise scheduling

How it works

1

Check eligibility

Complete the free form below. It takes about 30 seconds and there is no obligation at any stage.

2

Free home survey

An accredited local installer contacts you to arrange a free survey and confirm exactly what your property qualifies for.

3

Installation arranged

Qualifying improvements are fitted by a certified contractor. You pay nothing for measures fully covered by the grant.

Housing stock in Cardiff

Wales has a high proportion of older rural and valley-community housing. Many properties are stone-built with solid walls and are heated by older oil or gas systems, making them strong candidates for multiple grant measures.

Home Improvement Grants for Homeowners Aged 60 and Over by postcode in Cardiff

Cardiff covers 3 postcode districts. Use the links below to check eligibility for a specific area.

Ready to check your eligibility in Cardiff?

Enter your postcode below. No obligation. No payment required at any stage.

Government-funded. Free for eligible homes. Takes 30 seconds.

Frequently asked questions

Can homeowners over 60 in Cardiff get free home improvements?

Homeowners aged 60 and over in Cardiff may qualify for Warm Homes Plan grants, particularly if they receive a qualifying benefit such as Pension Credit, Universal Credit, or Income Support, or if their property has a very poor EPC rating. Age alone is not a qualifying criterion, but many older homeowners meet the benefit or property conditions. Submit the form to check your specific circumstances.

Do I need to be on benefits to qualify at 60+?

You do not have to be on benefits if your property has a very poor EPC rating and your local authority has identified your area for LA Flex funding. However, most grants require either a qualifying benefit or a low EPC rating. Pension Credit recipients aged 60 and over have a strong chance of qualifying.

What improvements are available to older homeowners in Cardiff?

Eligible older homeowners in Cardiff can receive loft insulation, cavity wall insulation, solid wall insulation, underfloor insulation, air source or ground source heat pumps, and smart heating controls. The exact measures depend on your property's current energy rating and heating system.

Can I apply if I own my home outright?

Yes. Owner-occupiers who own their home outright can apply for Warm Homes Plan grants. Mortgage status does not affect eligibility. The key factors are your property's EPC rating, your household benefit status, and the suitability of your home for the proposed improvements.

Will the improvements disrupt my home?

Most insulation measures involve minimal disruption. Loft insulation is typically completed in a few hours. Cavity wall insulation is drilled from outside and usually takes half a day. Heat pump installations take one to three days. Installers are required to leave the property clean and tidy.

Is the eligibility check free?

Yes. The online eligibility check is free and takes about 60 seconds. An approved installer will contact you to arrange a free survey and explain in detail what your Cardiff home qualifies for.

What types of property in Cardiff are eligible?

Most residential property types in Cardiff can qualify, including detached houses, semi-detached houses, terraced houses, bungalows, and some flats. The property must be your main residence or a rental property where you have landlord permission. Eligibility also depends on your current EPC rating and heating system.

Is this an official government service?

UK Home Grants is an independent eligibility service operated by Stubo Interactive. We are not affiliated with DESNZ, Ofgem, or any government department. We connect homeowners with accredited installers who administer grants under the Home Improvement Grants for Homeowners Aged 60 and Over. The grants themselves are government-funded.

Check your eligibility in Cardiff

Takes about 60 seconds. Submitting this form forwards your details to an approved installer so they can contact you about the scheme.

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